Outcomes4Me Secures $21M in Funding Learn more >>

Your family’s health history is more than a collection of stories—it’s a map offering clues about your own health. If you’ve noticed patterns of breast cancer among your relatives, you might be wondering about a hereditary link. Genetic testing can provide clear answers. We’ll walk you through exactly how is genetic testing done for breast cancer, from the different types of genetic testing for breast cancer to what your results actually mean. This knowledge is powerful, empowering you and your doctor to make proactive health decisions together.

View your personalized treatment plan in the Outcomes4Me app

Use your diagnosis to unlock personalized NCCN Guidelines®-aligned recommendations.

Continue in app

Key Takeaways

What is genetic testing for breast cancer?

Genetic testing for breast cancer is a way to look for specific, inherited changes (mutations) in your genes that might increase your risk of developing the disease. Think of it as getting a closer look at your body’s instruction manual to see if there are any typos that could affect your health down the line. This process can be done in a couple of ways, each providing different but equally valuable information.

One common method uses a simple blood or saliva sample to check for hereditary risk. This is helpful for people who want to understand their future cancer risk, especially if breast cancer runs in their family. The results can help you and your doctor make decisions about screening schedules and preventive measures.

Another type of testing, called genomic testing, analyzes the tissue from a tumor after a person has already been diagnosed with breast cancer. This type of test doesn’t look for inherited risk but instead examines the genetic makeup of the cancer cells themselves. The goal here is to find unique characteristics of the tumor that can help you and your care team make more informed decisions about the most effective treatments. Both types of testing provide powerful information that can play a key role in prevention, screening, and treatment planning.

How many breast cancers are hereditary?

It might be surprising to learn that most breast cancers are not hereditary. Research consistently shows that only about 5% to 10% of breast cancer cases are directly linked to an inherited gene mutation passed down from a parent. This means that for the vast majority of people, breast cancer develops due to a combination of other factors, like lifestyle and environment, rather than a specific gene inherited from family. While a family history of cancer is an important piece of your health puzzle, it doesn’t automatically mean you have a high-risk gene. Understanding this distinction can help put your own risk into perspective and guide conversations with your doctor about whether genetic testing is the right next step for you.

For that 5% to 10% of cases where there is a genetic link, the information is incredibly valuable. These hereditary cancers are often caused by well-known gene mutations, such as those in the BRCA1 and BRCA2 genes. It’s also important to know that these inherited mutations don’t just increase the risk for breast cancer; they can also be associated with a higher risk of developing other cancers, including ovarian, prostate, and pancreatic cancer. This is why genetic testing can be so powerful. It provides a more complete picture of your health and helps you and your doctor create a proactive screening and prevention plan tailored to your unique genetic makeup.

What can you learn from genetic testing?

You might consider genetic testing if you have a personal or family health history that suggests you could have a higher risk of breast cancer. It’s a proactive step to learn if you carry an inherited gene mutation linked to the disease. Experts often recommend genetic testing for people with certain risk factors. These can include having a personal history of breast cancer, a close relative diagnosed before age 50, breast cancer in a male family member, or multiple relatives on the same side of the family who have had breast cancer. Knowing this information can help you and your doctor create a personalized screening plan.

How do gene changes affect your breast cancer risk?

Certain gene changes can significantly affect your lifetime risk of developing breast cancer. The most well-known of these are in the BRCA1 and BRCA2 genes. While everyone has these genes, inheriting a mutated copy of either one increases the risk for breast and ovarian cancer. Beyond BRCA1 and BRCA2, there are other genes to consider. Many people now get multigene panel tests, which look at several genes at once. These panels often include genes like ATM, CDH1, CHEK2, and PALB2, which are also linked to a higher risk. The specific gene mutation can influence your level of risk and your medical options.

Who should consider genetic testing for breast cancer?

Deciding whether to get genetic testing is a personal choice, and it’s not something everyone needs to do. The goal of testing is to find out if you have an inherited gene mutation that could increase your risk for breast cancer. This information can be incredibly helpful for you and your family, as it can guide decisions about screening, prevention, and even treatment.

So, how do you know if it’s the right step for you? It often comes down to looking for specific patterns in your personal and family health history. Think of yourself as a health detective, gathering clues that you can bring to your doctor or a genetic counselor. Certain factors, like a strong family history of breast or ovarian cancer, a personal history of breast cancer at a young age, or your ancestry, can suggest that you might have a higher chance of carrying a gene mutation. Understanding these risk factors is the first step in having an informed conversation with your healthcare team about whether genetic testing makes sense for your situation.

What your family health history can tell you

Your family’s health history is one of the most important pieces of the puzzle. Because these gene mutations are inherited, seeing certain types of cancer appear in your family tree can be a significant clue. Experts often recommend considering genetic testing if you have a family history that includes:

If any of these sound familiar, it doesn’t automatically mean you have a gene mutation. It simply means a conversation with your doctor about genetic testing could be a good idea.

Considering your own health history

Your own health story also provides valuable information. If you’ve been diagnosed with breast cancer, certain details about your diagnosis can point toward a possible hereditary link. You might consider genetic testing if you have a personal history of breast cancer along with specific factors. For example, being diagnosed before the age of 50 or having triple-negative breast cancer can be indicators.

Other clues from your personal history include having a second breast cancer diagnosis (not a recurrence) or having cancer in both of your breasts. The CDC provides guidance that can help you understand if your specific situation warrants testing. This information can be vital for making decisions about your ongoing care and treatment plan.

Does your age or ethnicity affect your risk?

While your personal and family history are key, your ancestry can also be a factor. Certain gene mutations are more common in specific ethnic groups. For instance, people of Ashkenazi Jewish descent have a significantly higher chance of carrying a BRCA1 or BRCA2 mutation compared to the general population. This doesn’t mean everyone with this background needs testing, but it is an important piece of information to share with your doctor.

Your age at diagnosis is another important consideration. A breast cancer diagnosis at a younger age is more likely to be linked to an inherited gene mutation. Combining all these clues, your personal history, your family’s health, and your ancestry, gives you and your healthcare team the most complete picture to help decide if genetic testing is right for you.

Recommendations from medical experts

When you’re thinking about genetic testing, it’s helpful to know that medical experts view it as a powerful tool. Genetic testing can help you and your doctor understand your personal risk of breast cancer. If you’ve already been diagnosed, it can also help your care team tailor your treatments more effectively. But you don’t have to figure this all out on your own. You can work with a genetic counselor, a trained expert who can guide you through the entire process. They can help you understand your family’s cancer history, talk through the pros and cons of testing, and explain your results in a way that makes sense. It’s a supportive partnership designed to give you clarity and confidence in your health decisions.

Guidelines for risk assessment and testing

So, who should get tested? The first step is often a risk assessment. The American College of Radiology actually suggests all women have a breast cancer risk assessment with their doctor by age 25. This conversation can help you understand your personal risk factors. From there, specific guidelines can help determine if testing is right for you. The National Comprehensive Cancer Network (NCCN)—the very guidelines we use at Outcomes4Me to provide personalized information—recommends genetic testing for anyone diagnosed with breast cancer at or before age 50. The NCCN also recommends testing for people diagnosed at any age who have a family history of certain cancers, as well as those with triple-negative breast cancer.

Cancers linked to a higher inherited risk

It’s important to know that most breast cancers are not hereditary. In fact, only about 5% to 10% of cases are caused by a gene mutation passed down from a parent. However, for those who do have an inherited mutation, the information can be very valuable, as genetic testing can reveal if you have a gene change that increases your risk for other cancers, such as ovarian or prostate cancer. The most well-known of these are mutations in the BRCA1 and BRCA2 genes. Inheriting a change in one of these genes can significantly affect your lifetime risk of developing breast cancer, which is why testing can be such a key part of a proactive health plan.

What are the different types of genetic tests for breast cancer?

When you and your doctor decide that genetic testing is a good next step, it’s helpful to know that there isn’t just one single test. Think of it like using different maps to find your way; some show a single street, while others show the entire country. Genetic tests work similarly, looking at your DNA with different levels of detail. The type of test your doctor or a genetic counselor recommends will depend on your personal and family health history. Let’s walk through the most common options so you can feel more prepared for that conversation.

Should you test for one gene or a panel?

A single-gene test is the most focused type of genetic test. It looks for one specific, known genetic change in one gene. This approach is most often used when a specific mutation, like in the BRCA1 gene, has already been identified in a family member. You would be tested to see if you have that exact same change.

More commonly for breast cancer, doctors use panel genetic testing. Instead of looking at just one gene, a panel test checks for changes in many different genes at the same time. This is often preferred because several genes can influence breast cancer risk, including BRCA1, BRCA2, ATM, CHEK2, and PALB2. A panel test gives a more complete picture of your inherited risk.

What is whole exome and genome sequencing?

If a panel test is like looking at a city map, whole exome and genome sequencing are like looking at a map of the whole world. These tests are much broader and examine a large portion of your genetic code. Whole exome sequencing looks at all the protein-coding parts of your DNA (the exome), while whole genome sequencing looks at nearly your entire genetic code. These comprehensive tests can find genetic changes related to breast cancer, but they can also uncover a lot of other information. It’s important to talk with your doctor or a genetic counselor about the benefits and downsides of these tests for you.

What are polygenic risk scores?

This is a different way of looking at genetic risk. Instead of searching for one significant gene change, a polygenic risk score looks at many common, tiny genetic variations. Each of these variations, called single nucleotide polymorphisms (SNPs), has a very small impact on its own. But when you have a lot of them, they can add up to a higher overall risk. Researchers believe that polygenic risk scores might help explain why breast cancer sometimes runs in families even when tests for major genes like BRCA1 and BRCA2 come back negative. This is a newer area of testing, and it’s another great topic to discuss with your care team.

What is the genetic testing process like?

Thinking about genetic testing can feel like a big step, but the process itself is quite structured and designed to support you. It’s more than just a lab test; it’s a series of conversations and decisions that you’ll make with your healthcare team. The journey typically involves three main phases: meeting with a professional to discuss the test and give your consent, providing a sample for analysis, and then reviewing your results to understand what they mean for you and your health plan. Each step is meant to give you clarity and control, ensuring you feel informed and confident about the choices you’re making for your health.

Giving your consent before the test

Before any test is run, you’ll have an important conversation with a genetic counselor or another healthcare provider trained in genetics. This meeting is a crucial part of the process. It’s your opportunity to ask questions and fully understand what the test can and can’t tell you. They will walk you through the benefits and potential risks, and discuss what the results might mean for you and your family members. This is a collaborative discussion, not a lecture. The goal is to make sure you can give your informed consent, which means you’re making a choice based on a clear understanding of all the factors involved. It’s highly recommended to talk with a genetic counselor before and after testing.

Collecting the sample and getting results

Once you decide to move forward, the physical part of the test is very simple. The process usually involves collecting a small sample of your blood, saliva, or cells from inside your cheek. It’s a quick and minimally invasive procedure. After your sample is sent to the lab, you can typically expect to receive your results within two to three weeks. The waiting period can bring up a mix of emotions, which is completely normal. It’s also helpful to know that health insurance often covers genetic testing when it’s considered medically necessary, which can ease concerns about the cost.

Why retesting might be recommended

Genetic testing isn’t always a one-time event. Sometimes, a result may come back as an “uninformative negative,” which means no known harmful gene mutation was found. However, science is constantly evolving. As researchers discover new gene links and testing technology improves, a gene change that wasn’t detectable before might be found later. Your doctor might suggest retesting in the future if you develop a new type of cancer or if new information about your family’s health comes to light. Think of it as keeping your health information up to date, ensuring you and your care team always have the most current knowledge to work with.

Understanding the BRCA1 and BRCA2 gene tests

When people talk about hereditary breast cancer, the conversation often turns to two specific genes: BRCA1 and BRCA2 (short for BReast CAncer genes 1 and 2). These are some of the most well-known genes linked to breast cancer risk, but it’s helpful to know they aren’t the only ones. Understanding what they are and how they work can help you and your doctor make more informed decisions about your health. A mutation in one of these genes doesn’t mean a cancer diagnosis is certain. Instead, it provides important information about your personal risk that can guide your screening and prevention plan.

What is a BRCA gene mutation?

Think of your BRCA1 and BRCA2 genes as your body’s personal DNA repair crew. Their main job is to produce proteins that fix damaged DNA, which helps keep your cells growing normally and prevents them from turning into cancer. When one of these genes has a harmful change, or mutation, it’s like a key member of the repair crew can’t do their job properly. This means DNA damage might not get fixed correctly. Over time, this can allow cells to grow and divide uncontrollably, which can lead to cancer. It’s an inherited change, meaning it can be passed down from a parent to a child.

How BRCA genes affect your cancer risk

Having a BRCA1 or BRCA2 mutation increases the chances of developing certain cancers, especially breast and ovarian cancer. For example, women with a BRCA1 mutation have about a 55-65% chance of developing breast cancer by age 70, while the risk is around 45% for those with a BRCA2 mutation. These mutations are hereditary, so if one of your parents carries a BRCA mutation, you have a 50% chance of inheriting it. It’s also important to know that certain populations have a higher chance of carrying these mutations. For instance, people of Ashkenazi Jewish descent are about 10 times more likely to have a BRCA mutation than the general population.

BRCA and other cancer risks

While BRCA mutations are most closely associated with breast and ovarian cancer, it’s helpful to know they can also increase the risk for other types of cancer. This is important information for your entire family, as these risks can affect men, too. For example, both BRCA1 and BRCA2 mutations are linked to a higher risk of pancreatic cancer, while a BRCA2 mutation also increases the risk for prostate cancer and melanoma. It’s also worth remembering that beyond BRCA, there are other genes, such as PALB2 and ATM, that can influence cancer risk. Understanding these connections allows you and your relatives to have more informed conversations with your doctors about creating a personalized screening plan.

What other genes are tested for breast cancer?

While BRCA1 and BRCA2 are the most well-known genes associated with breast cancer, they are not the only ones. Advances in genetic science have identified several other genes that can influence your risk. Because of this, your doctor might recommend a multigene panel test, which looks for mutations in many different genes at once. This approach gives you and your care team a more complete picture of your genetic risk factors, which can help inform your health decisions. Understanding these other genes can provide more clarity on where your personal risk comes from and what steps you can take for your health.

The link between the TP53 gene and Li-Fraumeni syndrome

A mutation in the TP53 gene is associated with a rare hereditary condition called Li-Fraumeni syndrome. This gene normally works to suppress tumors, so when it’s altered, it can’t do its job as effectively. This significantly increases the risk of developing several types of cancer, including breast cancer, often at a young age. People with Li-Fraumeni syndrome also have a higher chance of developing more than one type of cancer during their lifetime. Genetic testing for breast cancer can identify a TP53 mutation, which is important information for creating a personalized screening plan with your doctor.

The link between the PTEN gene and Cowden syndrome

The PTEN gene is another tumor suppressor gene. A mutation in this gene is linked to Cowden syndrome, a condition that increases the risk for both cancerous and non-cancerous growths. People with Cowden syndrome have a higher risk of developing breast cancer, as well as thyroid and uterine cancers. Because this syndrome can affect different parts of the body, identifying a PTEN mutation is key for managing your overall health. Knowing you have this mutation allows you and your care team to watch for specific signs and symptoms and begin any necessary screenings earlier.

Other important genes to know: ATM, CHEK2, and PALB2

Mutations in the ATM, CHEK2, and PALB2 genes are also known to increase a person’s risk of developing breast cancer. While the risk associated with these genes is generally not as high as with BRCA mutations, it is still significant. These genes play roles in DNA repair, and when they are mutated, cells are more likely to develop genetic errors that can lead to cancer. The types of breast cancer genetic tests available today often include these genes as part of a larger panel, providing a broader view of your hereditary cancer risk.

What do your genetic test results mean?

Waiting for test results can be stressful, and when you finally get them, the medical language can feel like a puzzle. Genetic test results for breast cancer risk typically fall into one of three categories: positive, negative, or variant of uncertain significance. Each one provides different information about your health and what steps you might consider next. A genetic counselor is the best person to help you walk through your specific results, but let’s break down what each of these terms generally means for you and your family.

What does a positive result mean for you?

A positive result means the test found a specific change, or mutation, in a gene that is known to increase the risk of breast cancer. This doesn’t mean you have cancer or will definitely get it, but it does mean your risk is higher than average. This information can be incredibly powerful, helping you and your doctor create a personalized screening plan.

This result can also inform your family’s health. If you have a positive result, your biological parents, siblings, and children have a 50% chance of carrying the same gene mutation. Sharing this information can empower them to speak with their own doctors about their risk and consider testing, which can guide their own screening and prevention strategies.

What does a negative result mean for you?

A negative result means the test did not find any of the specific gene mutations it was looking for. This can be a huge relief. However, it’s important to remember that this doesn’t eliminate your risk of breast cancer entirely. Most breast cancers are considered “sporadic,” meaning they are not caused by an inherited

Even with a negative result, you should continue with your regular health screenings, like mammograms, and maintain a plan for early detection with your doctor. Your personal and family health history still play a key role in your overall risk, so it’s important to keep those factors in mind as you manage your health long-term.

True negative vs. uninformative negative results

It’s also helpful to know that not all negative results carry the same meaning. A “true negative” result is when a specific gene mutation known to run in your family is not found in your test. This is very reassuring news because it means your cancer risk is likely similar to that of the general population. On the other hand, an “uninformative negative” result is a bit more complex. This can happen when you have a strong family history of breast cancer, but testing doesn’t find a known harmful gene change. It’s “uninformative” because it doesn’t rule out a hereditary risk; it just means that if one exists, it may be caused by a gene that hasn’t been identified yet or wasn’t included in the test. In this situation, your family history remains the most important guide for your screening plan.

What if your result is a “variant of uncertain significance”?

Sometimes, a test result comes back as a “variant of uncertain significance,” or VUS. This is one of the most confusing results to receive. It means the lab found a change in one of your genes, but at this time, researchers don’t know if that specific change affects your risk of developing cancer. It’s not a positive or a negative result; it’s simply an unknown.

As scientists gather more data, the meaning of a VUS can be reclassified. Your genetic counselor may keep you updated if new information becomes available. In the meantime, your doctor will typically make screening recommendations based on your personal and family health history rather than on the VUS result itself.

How genetic counseling can help

Think of a genetic counselor as your personal guide through the genetic testing process. They are healthcare professionals with special training in medical genetics and counseling. Their role is to help you understand complex genetic information so you can make informed decisions about your health that feel right for you. They don’t tell you what to do; instead, they provide the information and support you need to choose your own path.

Genetic counseling is a conversation. It’s a chance to ask questions and talk through your concerns in a safe, supportive space. A counselor can help you explore the medical, emotional, and family-related aspects of genetic testing. They are a key part of your healthcare team, working with you and your doctors to make sure your genetic information is used to create the best possible care plan. From deciding whether to get tested to understanding your results, they are with you every step of the way.

What to discuss with a counselor before testing

Meeting with a genetic counselor before you get tested is an important first step. During this session, they will review your personal and family health history to help you understand your potential risk for hereditary cancer. They’ll explain the different types of genetic tests available, what they look for, and the range of possible results you could receive. This conversation also covers the practical side of things, like the cost of testing and insurance coverage. Most importantly, they help you think through how the results might affect you and your family, ensuring you feel prepared and confident in your decision to move forward with testing.

Discussing your results with a counselor

Once your results are in, your genetic counselor becomes your interpreter. They will walk you through your report, explaining exactly what your results mean for your health. Whether the result is positive, negative, or a variant of uncertain significance, they make sure you understand the implications. They can answer your questions and discuss the next steps, such as recommendations for cancer screening, risk-reduction options, or potential treatments. This follow-up appointment ensures you don’t have to figure out this complex information on your own and can move forward with a clear, actionable plan.

Support for your emotional well-being

Getting genetic test results can bring up a wide range of feelings, from relief and reassurance to anxiety and concern. It’s completely normal to feel this way, and you don’t have to process it alone. Genetic counselors are trained to help you manage the emotional side of this experience. They provide a safe space to talk about your feelings and concerns for yourself and your family. Understanding the psychological impact of this information is a key part of their role, and they can connect you with resources and support networks to help you cope with whatever your results may bring.

Coping with complex feelings

It’s okay to have mixed emotions after getting your results. You might feel relieved, anxious, or even a sense of guilt about what this information could mean for your family members. All of these feelings are valid, and it’s important to give yourself the space to process them. Talking with a trusted friend, partner, or family member can be a helpful first step. You might also find comfort in connecting with others who have been through a similar experience. Support groups, both in-person and online, can provide a sense of community and understanding. Remember, your genetic counselor or a mental health professional can also offer strategies for managing these complex feelings and help you find the right support resources for your journey.

What are the next steps after getting your results?

Getting your genetic test results can feel like a major moment, and it’s completely normal to have a lot of questions. Think of these results not as an endpoint, but as a starting point for a new, more informed conversation with your healthcare team. This information gives you and your doctor a clearer map of your health, helping you make proactive decisions together. Whether your results are positive, negative, or uncertain, they provide valuable insight that can shape your path forward, from screening schedules to treatment plans.

Will you need more frequent cancer screenings?

If your test shows a gene mutation that increases your cancer risk, one of the first things your doctor will likely discuss is a more personalized screening plan. This proactive approach is all about catching any potential issues as early as possible, when they are most treatable. For example, you might be advised to start having cancer screenings, like mammograms and breast MRIs, at a younger age or more often than is recommended for the general population. Your care team will create a schedule that’s tailored specifically to you, based on your results and other health factors.

What to know about preventive surgery

For some people, a positive result may bring up the option of preventive surgery. This is also known as prophylactic surgery, and it involves removing tissue to lower the chance of cancer developing. Common examples include a preventive mastectomy (removal of the breasts) or an oophorectomy (removal of the ovaries). This is a deeply personal choice, and it’s not the right path for everyone. Your doctor will help you understand how much a surgery could reduce your risk and talk through all the factors, including your personal health, family plans, and emotional well-being.

How your results can help guide treatment decisions

If you have already been diagnosed with breast cancer, your genetic test results can play a key role in shaping your treatment plan. Certain gene mutations can make cancer cells vulnerable to specific types of drugs. For instance, cancers linked to BRCA mutations often respond well to a class of drugs called PARP inhibitors. This is a form of targeted therapy, which works by attacking cancer cells with specific genetic markers. Knowing your genetic profile allows your oncology team to choose treatments that may be more effective for your specific type of cancer.

Targeted therapies for inherited mutations

If you’ve been diagnosed with breast cancer, your genetic test results can be a key piece of information for your oncology team. Certain gene mutations can create specific vulnerabilities in cancer cells, and knowing about them opens the door to treatments designed to exploit those weaknesses. For example, cancers that are linked to a BRCA mutation often respond well to a class of drugs known as PARP inhibitors. This is a type of targeted therapy, which works by attacking cancer cells that have specific genetic markers. Having this information allows your care team to personalize your treatment, choosing therapies that may be more effective against your specific type of cancer.

Finding clinical trials

Your genetic test results might also open up opportunities to participate in clinical trials. These research studies are designed to test new and promising treatments that are not yet widely available. Many trials are created for people who have cancers with specific genetic mutations. In this way, your genetic information can act as a key, potentially giving you access to innovative therapies being developed for your exact situation. You can talk to your doctor about whether any clinical trials might be a good fit for you. The Outcomes4Me app can also help you find relevant trials based on your unique diagnosis.

Finding peer and professional support

Navigating the journey after genetic testing involves more than just medical appointments and decisions; it’s also about taking care of your emotional well-being. Connecting with others who have been through a similar experience can be incredibly comforting. Peer support groups, whether online or in person, provide a space to share stories and advice with people who truly understand what you’re going through. Organizations like FORCE (Facing Our Risk of Cancer Empowered) offer resources and communities specifically for people affected by hereditary cancer. Remember, you don’t have to go through this alone, and finding your community can make a world of difference.

What to consider before getting tested

Deciding to get genetic testing is a personal choice, and it’s completely normal to have questions about the process. Thinking through the practical side of things, like common misconceptions, costs, and privacy, can help you feel more prepared and confident in your decision. It’s all about gathering the information you need to do what feels right for you and your health journey. Let’s walk through some of the key things to keep in mind as you explore your options.

Common myths about genetic testing

It’s easy to come across misinformation about genetic testing, so let’s clear up a few common myths. One major misconception is that you only need testing if you have a family history of breast cancer on your mother’s side. In reality, your cancer risk can be inherited from either parent, so it’s important to consider your entire family’s health history. Another myth is that testing is a difficult and expensive process. Thanks to advancements in technology, genetic tests have become much more affordable and accessible than they were in the past.

What to know about insurance and privacy

Many people worry about whether their insurance will cover genetic testing. The good news is that most insurance plans are required to cover genetic counseling for individuals with an increased risk for breast cancer. If your healthcare provider recommends testing based on your personal or family history, your plan will likely cover the test itself. When it comes to privacy, federal laws like the Genetic Information Nondiscrimination Act (GINA) are in place to protect you. This law makes it illegal for health insurers and most employers to discriminate against you based on your genetic information.

Understanding the limits of GINA

While GINA provides crucial protections, it’s important to be aware of its scope. The law does not extend to every type of insurance, and its protections do not cover life insurance, disability insurance, or long-term care insurance. This means that companies offering these types of policies could potentially ask about your genetic test results and use that information when deciding on your eligibility or setting your rates. Knowing this ahead of time allows you to have a complete picture as you consider testing. It’s another important topic to discuss with a genetic counselor, who can help you think through all the possibilities before you make a decision.

What to know about cost and access

If you don’t have insurance or your plan doesn’t cover testing, you still have options. Many labs offer hereditary cancer panels for around $250, making this information more accessible than ever. It’s also helpful to know that expert groups provide guidance on who should be tested. For example, the National Comprehensive Cancer Network (NCCN) recommends genetic testing for all women diagnosed with breast cancer, regardless of age. This is especially recommended for individuals of Ashkenazi Jewish descent, who have a higher likelihood of carrying certain genetic mutations.

What to know about at-home genetic tests

You’ve probably seen ads for at-home genetic tests that promise to reveal secrets about your ancestry or health with just a saliva sample. While these direct-to-consumer (DTC) tests can be a fun and interesting way to learn more about yourself, it’s important to understand their limitations when it comes to your health. They are very different from the clinical genetic tests your doctor would order. Think of them as a starting point for curiosity, not a final answer for making medical decisions. Before you order a kit, it’s helpful to know why these tests don’t tell the whole story and what to consider when it comes to your privacy and the quality of the results.

Why at-home tests are not comprehensive

The biggest issue with at-home tests for cancer risk is that they are often incomplete. Most of these tests are not a substitute for clinical genetic testing and are not meant to guide health decisions because they only look for a few specific genetic changes. For example, the only FDA-approved at-home test for inherited cancer risk checks for just three specific BRCA gene mutations that are common in people of Ashkenazi Jewish descent. While this is useful for that specific group, it means the test misses about 80% of other known cancer-causing BRCA mutations. A negative result from a test like this could create a false sense of security, because it hasn’t looked for the many other gene changes that could still increase your risk.

Privacy and quality concerns

When you use a clinical lab through your doctor, your health information is protected by strict privacy laws like HIPAA. The privacy policies for at-home testing companies may not be as strong, so it’s important to read the fine print to understand how your genetic data could be used or shared. There are also potential quality concerns. Unlike the labs your doctor uses, direct-to-consumer labs are not required to be CLIA certified, which is the federal standard for ensuring the accuracy and reliability of lab tests. For these reasons, if an at-home test does show a result that concerns you, your doctor or a genetic counselor will almost always recommend repeating the test in a clinical setting before making any health plans.

Related Articles

View your personalized treatment plan in the Outcomes4Me app

Use your diagnosis to unlock personalized NCCN Guidelines®-aligned recommendations.

Continue in app

Frequently Asked Questions

What’s the difference between genetic testing and genomic testing? It’s easy to mix these two up, but they look for different things. Genetic testing usually uses a blood or saliva sample to search for inherited gene mutations that you were born with, which can tell you about your future risk of developing cancer. Genomic testing, on the other hand, is done on tumor tissue after a cancer diagnosis to understand the specific genetic makeup of the cancer itself. This helps guide treatment decisions.

Does a negative genetic test result mean I won’t get breast cancer? A negative result can certainly bring a sense of relief, as it means the test didn’t find a known inherited gene mutation linked to breast cancer. However, it doesn’t mean your risk is zero. Most breast cancers are not caused by inherited mutations. It’s still important to continue with regular screenings like mammograms and discuss your overall health history with your doctor to create the right prevention plan for you.

How should I talk to my family about my test results? Sharing this kind of personal health information can feel complicated. A genetic counselor can be a great resource to help you plan this conversation. If you test positive for a gene mutation, your relatives may also carry it. Sharing your results can give them the opportunity to learn about their own risk and make informed choices about their health. You can frame it as sharing important family health information that could be helpful for them.

What if I don’t know my family’s health history? Can I still get tested? Yes, absolutely. While a detailed family history is very helpful, it’s not the only factor that matters. Your personal health history, such as being diagnosed with breast cancer at a young age or having triple-negative breast cancer, can also be strong indicators that genetic testing is a good idea. A doctor or genetic counselor can review your personal situation to help you decide if testing is right for you.

I’m feeling anxious about what the results might mean for me and my family. Is that normal? Feeling anxious about genetic testing is completely normal. This process can bring up a lot of questions and emotions about your health and your family’s future. This is one of the key reasons genetic counselors are so valuable. They provide a safe space to talk through your concerns, both before you test and after you get your results, so you can feel supported and clear about your next steps.